Living in Greece: Cost of Living, Visas, Jobs & Life for Expats

Introduction

Living in Greece offers the perfect blend of Mediterranean charm, rich cultural heritage, and a surprisingly affordable lifestyle. Whether you’re planning a long-term relocation or a seasonal escape, Greece has emerged as one of the top choices for expats and digital nomads seeking sun, serenity, and simplicity.

Choosing the right relocation service can make all the difference—and that’s where VanOnSite comes in. With years of experience in European removals, we ensure your move to Greece is seamless and stress-free from start to finish.

Key Takeouts:

• Greece offers one of the lowest costs of living in Western Europe
• Ideal for digital nomads, retirees, and families alike
• Residency requirements differ post-Brexit for UK citizens
• Warm climate, coastal living, and rich traditions
• Growing expat communities in Athens, Thessaloniki, and Crete
• Public services can be slow; patience is key
• VanOnSite handles everything: packing, customs, transport, and delivery

What is the Cost of Living in Greece?

• Comparison with UK and other EU countries.
• Breakdown table:

• Tips for budgeting effectively:
• Shop at local markets for fresh produce
• Use public transportation and walking instead of taxis
• Choose long-term rental contracts for better deals
• Consider smaller towns or islands for lower rent

Living in Greece from UK

Post-Brexit, UK citizens no longer enjoy EU freedom of movement, so living and working in Greece requires planning and proper documentation.

Required Documents for Residency:

To stay in Greece for longer than 90 days, UK nationals need one of the following:

• National Visa (Type D) – issued for work, study, or residence purposes
• Residence Permit – applied for within 90 days of arrival in Greece

Typical documentation includes:

• Valid passport (minimum 6 months validity)
• Completed visa application form
• Proof of income or employment
• Private health insurance coverage
• Criminal record certificate
• Rental agreement or proof of accommodation

Required Documents for Working:

If you plan to work in Greece, additional requirements may apply:

• Work contract from a Greek employer
• Tax registration number (AFM)
• Social security registration (AMKA)
• Evidence of qualifications or academic credentials

Where to Apply:

• Visa: Apply at your nearest Greek consulate in the UK
• Residence permit: Local Aliens and Immigration Department in Greece

Cultural Notes:

There are several similarities in lifestyle and humor between the British and Greeks, but pace of life and bureaucracy can take some adjustment. Patience and flexibility are crucial.

Top Cities for British Expats:

• Athens – vibrant, historical, cosmopolitan
• Thessaloniki – laid-back, youthful, creative
• Crete & Rhodes – stunning islands with a slower lifestyle

VanOnSite Tip:

“We offer comprehensive removal services from the UK to Greece including customs clearance, door-to-door delivery, and secure transport.”

Advantages of Living in Greece

Living in Greece brings countless lifestyle benefits that appeal to expats, digital nomads, retirees, and families. The country’s unique blend of natural beauty, cultural depth, and everyday affordability creates a living environment that’s both relaxed and inspiring.

Key Advantages:

• Warm climate and sunshine: Greece enjoys over 300 sunny days per year, making it ideal for outdoor living and boosting overall well-being.
• Lower cost of living: Compared to Western Europe, prices for housing, food, and entertainment are significantly lower.
• Mediterranean cuisine and lifestyle: Embrace a diet rich in fresh vegetables, olive oil, seafood, and local cheeses, all enjoyed in a leisurely, social setting.
• Friendly locals and vibrant culture: Greek hospitality is world-renowned, and expats often feel warmly welcomed into the community.
• Beautiful natural surroundings: From mountains to turquoise seas, the scenery is breathtaking and diverse.
• Rich history and heritage: Every city and village offers a window into the past, from ancient ruins to Byzantine churches.
• Balanced work-life culture: Greeks value time with family and friends, and this slower pace can improve your quality of life.

Popular Activities:

• Island hopping: Explore iconic destinations like Santorini, Mykonos, or hidden gems like Naxos and Milos.
• Beach lounging: Hundreds of Blue Flag beaches make for ideal weekend getaways.
• Historical site explorations: Walk through millennia of history at sites like the Acropolis, Delphi, and Knossos.
• Outdoor cafes & nightlife: Enjoy the vibrant social scene, whether in Athens’ buzzing Plaka district or a seaside taverna on a quiet island.
• Hiking & nature trails: Discover scenic landscapes through the Samaria Gorge in Crete or the trails of Mount Olympus.
• Local festivals and traditions: Participate in cultural events, religious celebrations, and traditional Greek dancing.

With its compelling mix of lifestyle, affordability, and scenery, Greece truly stands out as a rewarding place to call home.

Disadvantages of Living in Greece

While Greece is an idyllic destination for many, it comes with its own set of challenges that prospective residents should be aware of before relocating.

• Bureaucracy and administrative delays: Greek administrative processes can be slow, complex, and inconsistent. Obtaining residence permits, registering for utilities, or handling legal documentation may require repeated visits and significant paperwork.
• Limited English spoken in rural areas: While English is widely spoken in major cities and tourist hubs, it becomes less common in smaller towns and villages. A basic understanding of Greek is extremely helpful for everyday interactions.
• Public service inefficiencies: Public services such as postal delivery, healthcare appointments, or municipal services can be unpredictable in terms of speed and reliability. Planning ahead and exercising patience is key.
• Summer heat (can exceed 40°C in some regions): The climate can be intense during July and August, especially inland or in southern parts of the country. Air conditioning is essential and outdoor activities may need to be adjusted accordingly.
• Economic instability: While conditions have improved, remnants of the past financial crisis can still affect job markets, banking processes, and service availability.
• Island isolation during off-season: Many islands become quieter or harder to access during the winter months, with reduced ferry schedules and limited amenities.
• Traffic and urban congestion: In major cities like Athens, traffic congestion and limited parking can be frustrating, especially during peak hours.

Being aware of these disadvantages doesn’t mean Greece isn’t a good place to live—on the contrary, many expats adapt quickly and find the benefits far outweigh the drawbacks. With the right mindset and preparation, most challenges can be effectively managed.

Healthcare and Education

Access to reliable healthcare and quality education is a key consideration for anyone moving to a new country. Greece offers both public and private options in these sectors, with varying standards depending on location and cost.

Healthcare in Greece

Greece has a mixed healthcare system that combines public (ESY – National Health System) and private providers:

• Public Healthcare (ESY): Funded through social security contributions and taxes, ESY offers free or low-cost medical services to residents and employed citizens. However, wait times can be long and service quality may vary by region.
• Private Healthcare: Offers faster access, modern facilities, and a higher standard of service. Many expats prefer private hospitals and clinics, especially in larger cities like Athens and Thessaloniki.

Health Insurance for Expats

Expats are strongly advised to secure private health insurance, especially during the residency application process. Options include:

• International insurance providers (e.g. Cigna, Allianz, Bupa)
• Local Greek insurers with expat-friendly policies
• Employer-sponsored insurance, if working with a Greek company

Be sure to compare coverage for:

• Inpatient and outpatient care
• Emergency medical services
• Repatriation and medical evacuation

Education in Greece

While public education is free, instruction is in Greek and often not suited to non-native speakers. For expat families, international schools are a popular alternative:

• Athens: St. Catherine’s British School, Campion School, ACS Athens
• Thessaloniki: Pinewood American International School
• Crete: European School Heraklion

International schools typically follow British, American, or IB curricula and offer bilingual instruction. Fees range from €6,000 to €15,000 per year depending on the school and grade level.

For younger children or shorter stays, some private bilingual nurseries and kindergartens are available across major cities.

Key Cities and Must-See Attractions in Greece

Top Cities to Live and Explore

• Athens: The capital city blends ancient history with modern urban life. Home to the Acropolis, Plaka district, and world-class museums, Athens is also a hub for business, education, and culture.
• Thessaloniki: Known for its youthful energy, vibrant waterfront, and multicultural vibe, Thessaloniki is Greece’s second-largest city and a favorite for expats looking for affordability and community.
• Heraklion (Crete): A bustling port city with access to pristine beaches and archaeological sites like Knossos. It offers a great balance between city amenities and island life.
• Patras: A university city and major port in western Greece, known for its festivals, historic architecture, and lively student population.
• Rhodes: An island city blending medieval charm with Mediterranean leisure. Ideal for those seeking scenic beauty and a slower pace.

Tourist Attractions Worth Visiting

• Acropolis of Athens: A UNESCO World Heritage Site and symbol of classical Greece.
• Meteora Monasteries: Perched on towering rock pillars, these monasteries offer stunning views and spiritual ambiance.
• Santorini: Famous for its whitewashed houses, sunsets in Oia, and volcanic beaches.
• Delphi: Once considered the center of the world in ancient Greek mythology, it remains a significant archaeological site.
• Mykonos: Known for luxury, nightlife, and picturesque alleys.
• Samaria Gorge (Crete): A must for hiking enthusiasts and nature lovers.
• Mount Olympus: The mythical home of the gods and a popular destination for trekking.

Whether you’re settling in for good or just exploring, Greece’s cities and cultural treasures make every day feel like an adventure.

Greek Cuisine and Local Drinks

Greece is a culinary paradise where tradition meets bold Mediterranean flavors. Food is an essential part of Greek culture—meals are social experiences meant to be shared with family and friends.

Must-Try Traditional Dishes:

• Moussaka: A layered oven dish made with eggplant, minced meat, and béchamel sauce.
• Souvlaki: Grilled meat skewers, often served with pita bread and tzatziki.
• Dolmades: Vine leaves stuffed with rice, herbs, and occasionally meat.
• Spanakopita: Flaky spinach pie made with feta cheese and phyllo dough.
• Fasolada: A hearty bean soup considered Greece’s national dish.
• Fresh seafood: Especially in coastal towns and islands—octopus, calamari, and grilled sardines are local favorites.

Popular Greek Cheeses:

• Feta: Greece’s most iconic cheese, salty and tangy, often crumbled over salads.
• Graviera: A hard cheese with a slightly sweet flavor.
• Kasseri: A semi-hard cheese often used in sandwiches and grilled dishes.

Sweet Treats:

• Baklava: Layers of phyllo, chopped nuts, and honey syrup.
• Loukoumades: Fried dough balls drizzled with honey and cinnamon.
• Galaktoboureko: Semolina custard pie wrapped in phyllo and soaked in syrup.

Traditional Greek Alcoholic Beverages:

• Ouzo: An anise-flavored aperitif, traditionally served with meze.
• Tsipouro: A strong distilled spirit made from grape pomace.
• Retsina: A unique white wine flavored with pine resin.
• Greek wine: Indigenous grape varieties such as Assyrtiko (white) and Agiorgitiko (red) are gaining international acclaim.

Greek dining is about more than just eating—it’s a celebration of culture, hospitality, and connection. Whether in a bustling Athenian taverna or a seaside café in Naxos, you’re sure to find a delicious reason to linger a little longer.

Greek Culture, Festivals, and Local Traditions

Greece’s rich cultural heritage is deeply woven into daily life, offering expats and visitors countless opportunities to engage in authentic local traditions, music, and festivities.

Cultural Highlights:

• Philoxenia (hospitality): A core Greek value, meaning “friend to strangers.” It’s common to be welcomed into homes, offered meals, or helped by locals without hesitation.
• Music and dance: Traditional Greek music is lively and expressive. Instruments like the bouzouki and lyra accompany dances such as the Sirtaki and Kalamatianos.
• Orthodox Christianity: Religion plays a significant role, with over 90% of the population identifying as Greek Orthodox. Church holidays are widely observed and form the basis for many cultural events.

Major National Holidays and Festivals:

• Easter (Pascha): The most significant religious holiday in Greece. Celebrated with midnight church services, candlelight processions, and a festive feast including roast lamb and red-dyed eggs.
• Carnival (Apokries): A pre-Lenten celebration similar to Mardi Gras, featuring costumes, parades, and music. Patras hosts the largest and most vibrant carnival in Greece.
• Ohi Day (October 28): Commemorates Greece’s refusal to surrender to Axis forces in 1940. Celebrated with military parades, flag displays, and school performances.
• Independence Day (March 25): Marks the start of the War of Independence against the Ottoman Empire in 1821. A mix of patriotic events and traditional dance.
• August 15th (Assumption Day): One of the most important feast days, celebrated in villages with processions, music, and feasting.
• Local Saints’ Days: Many towns celebrate their patron saints with fairs (panigiria), traditional food, music, and open-air dancing.

Regional Cultural Events:

• Athens Epidaurus Festival: A prestigious summer arts event featuring opera, ancient drama, and international performances in ancient theaters.
• Thessaloniki International Film Festival: One of the Balkans’ most influential cultural events, attracting film professionals from across the globe.
• Rethymno Renaissance Festival (Crete): Celebrates the island’s Venetian past through concerts, plays, and medieval pageantry.

Participating in Greek cultural events offers newcomers a deep sense of connection and belonging. Whether it’s joining a village dance, tasting local delicacies at a panigiri, or lighting a candle during Easter, these traditions enrich the experience of living in Greece.

Work and Residency Permits

Visa Types

Greece offers several visa pathways depending on your purpose of stay:

• Digital Nomad Visa: Designed for remote workers who earn income outside of Greece. Requires proof of sufficient monthly income (approx. €3,500+) and remote employment.
• Golden Visa: Available to non-EU citizens who invest at least €250,000 in Greek real estate. Offers residency without the need to live in Greece full-time.
• Employment Visa: Issued to individuals with a job offer from a Greek company. Typically tied to your employment contract and sponsorship from the employer.
• Freelancer/Self-Employed Visa: For individuals who wish to start a business or work as freelancers within Greece. Must show viable business plans and financial resources.

Residency Requirements

After arrival, residents must register with the Aliens and Immigration Department to obtain a residence permit. This includes:

• Local address registration
• Tax Identification Number (AFM)
• Social Security Number (AMKA)
• Health insurance documentation

Work Opportunities in Greece

Greece’s economy is growing, especially in key sectors such as:

• Tourism & Hospitality: Greece’s top industry, offering seasonal and full-time roles in hotels, travel agencies, and restaurants.
• Education: Demand for English teachers (especially in private language institutes and international schools) remains strong.
• Technology & Startups: Growing number of tech hubs in Athens and Thessaloniki attract developers, marketers, and entrepreneurs.
• Freelance/Remote Work: Many expats continue working for foreign companies or run online businesses while living in Greece.

Average Salaries by Sector

Salaries vary based on experience, location (Athens and Thessaloniki pay more), and whether the position is in the private or public sector. International companies often offer more competitive packages.

Local Job Market Tips

• Learn basic Greek to increase your job prospects, especially in customer-facing roles.
• Use online portals like Kariera.gr, Skywalker.gr, and LinkedIn for local opportunities.
• Network within local expat groups and industry-specific communities.
• Be aware of average salaries: minimum wage is around €830/month (as of 2025), with higher pay in the private sector and foreign-led businesses.

Whether you’re bringing your career with you or seeking new opportunities locally, Greece provides several pathways to live and work legally and comfortably.

Tips for Settling in

Moving to Greece can be an exciting adventure, but adjusting to a new culture, system, and environment takes some preparation. Here are essential steps to help you integrate smoothly:

• Learn basic Greek phrases: Even a simple “Kalimera” (Good morning) or “Efharistó” (Thank you) can go a long way in making local connections and showing respect for the culture.
• Open a local bank account: Required for receiving salaries, paying bills, and handling everyday transactions. Popular banks include Alpha Bank, Eurobank, and National Bank of Greece. You’ll need your passport, AFM (tax number), and proof of address.
• Use local expat forums: Platforms like Expat.com, Internations, and Facebook groups offer support, job leads, and firsthand insights from people already living in Greece.
• Legalize important documents (apostille): Bring certified copies of birth certificates, diplomas, and marriage licenses. Get them apostilled in your home country to ensure they are recognized by Greek authorities.
• Register with your local municipality: Once settled, it’s often necessary to register your residence for tax and administrative purposes.
• Find a trustworthy accountant (λογιστής): Especially useful for navigating Greek tax laws, filing paperwork, and communicating with public offices.
• Adapt to local rhythms: Greek life runs at a different pace—offices may close in the afternoon, and dinner often starts after 8 p.m. Embrace the Mediterranean flow of life!

How VANonsite Can Help You Relocate

Relocating across countries can be daunting—but with VanOnSite, it doesn’t have to be. We provide specialized moving services tailored for expats relocating to Greece, ensuring that each step of your journey is smooth, professional, and hassle-free.

What We Offer:

• Expert moving consultants: We assess your needs, timeline, and budget to design the most efficient move plan.
• Tailored relocation packages: From single expats to large families, we offer flexible services that scale with your needs.
• Professional packing services: Your belongings are carefully packed with high-grade materials to prevent damage during transit.
• Customs clearance and legal support: Our team ensures your documents are in order and your items comply with Greek import laws.
• Real-time shipment tracking: Stay informed about your cargo’s location and arrival schedule every step of the way.
• Local delivery and setup: We don’t stop at the border—our team delivers and assists with setup directly at your Greek address.
• Post-move support: Need help settling in? We can connect you with trusted local service providers.

Proven Customer Satisfaction:

Let VanOnSite make your move to Greece a journey worth looking forward to—not fearing.

Final Thoughts

• Greece offers a rich, balanced lifestyle
• Lower cost of living without sacrificing quality
• VanOnSite can make your dream move a seamless experience

Need help moving to Greece? Contact VanOnSite for a tailored moving solution that fits your timeline and budget.